:root {
  --ink: #0d1b2a;
  --muted: #526173;
  --line: #dce7f2;
  --surface: #ffffff;
  --soft: #f3f8fc;
  --primary: #169bea;
  --primary-dark: #07589f;
  --teal: #13b8b1;
  --amber: #f4a62a;
  --risk: #d9514e;
  --shadow: 0 18px 55px rgba(10, 46, 79, 0.13);
}

* {
  box-sizing: border-box;
}

body {
  margin: 0;
  color: var(--ink);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.6;
  background: #fff;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  background: rgba(255, 255, 255, 0.92);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(16px);
}

.nav {
  width: min(1160px, calc(100% - 40px));
  min-height: 74px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  font-weight: 800;
  letter-spacing: 0;
}

.brand img {
  width: 50px;
  height: 50px;
  border-radius: 10px;
  object-fit: cover;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 22px;
  color: #203346;
  font-size: 0.95rem;
}

.nav-links a {
  text-decoration: none;
}

.nav-links a:hover,
.nav-links .active {
  color: var(--primary-dark);
}

.nav-cta,
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  padding: 0 18px;
  border: 1px solid transparent;
  border-radius: 8px;
  background: var(--primary-dark);
  color: #fff;
  font-weight: 750;
  text-decoration: none;
  box-shadow: 0 10px 24px rgba(7, 88, 159, 0.2);
}

.button.secondary {
  background: #fff;
  color: var(--primary-dark);
  border-color: #bad9ef;
  box-shadow: none;
}

.hero {
  min-height: calc(100vh - 74px);
  display: grid;
  align-items: center;
  padding: 70px 0 56px;
  background:
    linear-gradient(90deg, rgba(255, 255, 255, 0.96) 0%, rgba(255, 255, 255, 0.86) 45%, rgba(255, 255, 255, 0.24) 100%),
    var(--hero-image) center / cover no-repeat;
}

.wrap {
  width: min(1160px, calc(100% - 40px));
  margin: 0 auto;
}

.hero-content {
  max-width: 710px;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin: 0 0 18px;
  color: var(--primary-dark);
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-size: 0.78rem;
}

h1,
h2,
h3 {
  margin: 0;
  line-height: 1.08;
  letter-spacing: 0;
}

h1 {
  font-size: clamp(2.7rem, 7vw, 6.4rem);
}

h2 {
  font-size: clamp(2rem, 4vw, 3.5rem);
}

h3 {
  font-size: 1.18rem;
}

.lead {
  max-width: 720px;
  margin: 22px 0 0;
  color: #33465a;
  font-size: clamp(1.08rem, 2vw, 1.28rem);
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 32px;
}

.metrics {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  margin-top: 42px;
  max-width: 760px;
}

.metric,
.card,
.contact-panel,
.policy-panel {
  border: 1px solid var(--line);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.9);
  box-shadow: var(--shadow);
}

.metric {
  padding: 18px;
}

.metric strong {
  display: block;
  font-size: 1.45rem;
  line-height: 1.1;
}

.metric span {
  color: var(--muted);
  font-size: 0.9rem;
}

.section {
  padding: 86px 0;
}

.section.alt {
  background: var(--soft);
}

.section-head {
  max-width: 790px;
  margin-bottom: 36px;
}

.section-head p {
  color: var(--muted);
  font-size: 1.08rem;
}

.grid {
  display: grid;
  gap: 18px;
}

.grid.three {
  grid-template-columns: repeat(3, 1fr);
}

.grid.two {
  grid-template-columns: repeat(2, 1fr);
}

.card {
  padding: 26px;
  box-shadow: none;
}

.card p {
  color: var(--muted);
  margin: 12px 0 0;
}

.tag-row {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 26px;
}

.tag {
  border: 1px solid #b9dff2;
  background: #eef8fd;
  color: var(--primary-dark);
  border-radius: 999px;
  padding: 8px 12px;
  font-weight: 750;
  font-size: 0.88rem;
}

.split {
  display: grid;
  grid-template-columns: 1.02fr 0.98fr;
  gap: 40px;
  align-items: center;
}

.feature-image {
  overflow: hidden;
  border-radius: 8px;
  border: 1px solid var(--line);
  box-shadow: var(--shadow);
}

.feature-image img {
  width: 100%;
  aspect-ratio: 4 / 3;
  object-fit: cover;
}

.check-list {
  display: grid;
  gap: 14px;
  padding: 0;
  margin: 24px 0 0;
  list-style: none;
}

.check-list li {
  position: relative;
  padding-left: 28px;
  color: #2d4053;
}

.check-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.58em;
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: var(--teal);
  box-shadow: 0 0 0 4px rgba(19, 184, 177, 0.14);
}

.warning {
  border-left: 4px solid var(--amber);
  background: #fff8ec;
  padding: 18px 20px;
  color: #59421a;
  border-radius: 6px;
}

.page-hero {
  padding: 86px 0 58px;
  background:
    linear-gradient(90deg, rgba(255, 255, 255, 0.95), rgba(255, 255, 255, 0.72)),
    var(--hero-image) center / cover no-repeat;
}

.page-hero.no-image {
  background: linear-gradient(135deg, #f5fbff, #ffffff 46%, #f8fbf4);
}

.contact-panel,
.policy-panel {
  padding: 34px;
}

.contact-methods {
  display: grid;
  gap: 14px;
  margin-top: 20px;
}

.contact-method {
  padding: 18px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #fff;
}

.contact-method strong {
  display: block;
}

.contact-method a {
  color: var(--primary-dark);
  font-weight: 750;
}

.policy-panel {
  box-shadow: none;
}

.policy-panel h2 {
  margin-top: 34px;
  font-size: 1.55rem;
}

.policy-panel h2:first-child {
  margin-top: 0;
}

.policy-panel p,
.policy-panel li {
  color: var(--muted);
}

.footer {
  border-top: 1px solid var(--line);
  background: #071929;
  color: #dceaf6;
  padding: 42px 0;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 24px;
  align-items: start;
}

.footer a {
  color: #dceaf6;
  text-decoration: none;
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  justify-content: flex-end;
  gap: 18px;
}

.footer p {
  margin: 10px 0 0;
  color: #a9bfd2;
}

.h5-page {
  background: #f7fbff;
}

.h5-shell {
  width: min(720px, calc(100% - 28px));
  margin: 0 auto;
  padding: 22px 0 48px;
}

.h5-logo {
  width: 50px;
  height: 50px;
  border-radius: 10px;
  object-fit: cover;
  margin-bottom: 24px;
}

.h5-block {
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #fff;
  margin-top: 16px;
}

@media (max-width: 820px) {
  .nav {
    width: min(100% - 28px, 720px);
    min-height: auto;
    padding: 12px 0;
    align-items: flex-start;
  }

  .nav,
  .nav-links {
    flex-direction: column;
  }

  .nav-links {
    width: 100%;
    align-items: stretch;
    gap: 8px;
  }

  .nav-links a,
  .nav-cta {
    min-height: 40px;
  }

  .wrap {
    width: min(100% - 28px, 720px);
  }

  .hero {
    min-height: auto;
    padding: 58px 0 42px;
  }

  .metrics,
  .grid.three,
  .grid.two,
  .split,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .footer-links {
    justify-content: flex-start;
  }

  .section {
    padding: 58px 0;
  }
}